The Financial Foundation

we are here to help protect the family home
and help you restructure your debts
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Some Recent Restructures

Check below for some of our most recent restructures for clients. Please help us spread the word and like and share our website with others.

The examples of Restructures given on our Website are indicative of some of the resolutions being offered by our clients’ lenders. Each file is assessed on a case-by-case basis some of the given examples may not apply in your current situation

WARNING: YOU MAY STILL HAVE DEBT OUTSTANDING AFTER COMPLETING THE DEBT MANAGEMENT PROCESS

 

Image of a family

“Our clients owed an overall amount of €220,000 with arrears of €68,426 on their family home. Having restructured their account, their lender has warehoused €84,500 and customer is making repayments on €135,500. Their lender will reduce the warehoused amount by 5% for every 5 years that the customer stays in the arrangement and will potentially be reduced by approximately €29,575 at the end of the mortgage term.”

PM, Louth - May 2017
SPLIT MORTGAGE RESTRUCTURE AND LUMP SUM WAREHOUSED
user

“Our client owed an overall amount of €175,000 on their family home. Having restructured their account, their lender has warehoused €73,000 and customer is making repayments on €102,000. Their lender will reduce the warehoused amount by 5% for every 5 years that the customer stays in the arrangement and will potentially be reduced by about €22,000 at the end of the mortgage term.”

GB, Drogheda - October 2016
SPLIT MORTGAGE RESTRUCTURE AND LUMP SUM WAREHOUSED

What We Do

We are here to help families and individuals who are faced with mounting debts and face the possibility of losing their home.

Debt Solutions

We deal with all types of debt including secured and unsecured and will work with your creditors to find an affordable and sustainable solution agreeable to both parties.

Negotiation

We will negotiate on your behalf and dramatically reduce the level of calls and letters to you and will stay with you every step of the way.

Paperwork

We will collect all paperwork from you, prepare your Standard Financial Statement and deal with your creditors.

Prioritisation

When we have determined your affordability to your creditors, we will prioritise your mortgage and secured debts and pay your unsecured creditors on a pro-rata basis.

Clarification

We will explain all agreements to you in simple terms and ensure all agreements are finalised.

Education

We will offer advice and guidance on your household budget and spending habits.

What Our Clients Say

The examples of Restructures given on our Website are indicative of some of the resolutions being offered by our clients’ lenders. Each file is assessed on a case-by-case basis some of the given examples may not apply in your current situation

WARNING: YOU MAY STILL HAVE DEBT OUTSTANDING AFTER COMPLETING THE DEBT MANAGEMENT PROCESS

Image of a happy and safe family

We now have kept our home. We are now safe and making our payments. We are over the moon. There is simply not enough coverage about the work those girls do. We have all fallen on hard times and when your pride is dented or people may "judge" it can become a downwards spiral. We need to spread the word, make that call, tell a friend.....I will never be able to thank the Financial Foundation enough, especially Rosey for everything they have done. They don’t judge they don’t tar everyone with the same brush they deal with individuals. We are not and never will be millionaires but to me, our happiness is priceless. Thanks so much again for all you have done for us.”

CH, Drogheda - January 2017
A Happy Client

All Our Wonderful Opinions

We have a vast amount of knowledge in relation to debts and restructuring and we would like to share with you some of our observations. We would greatly appreciate if you would share and like these blogs posts.

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1st September 2017 @ 10:54 AM

Advantages and Disadvantages of ARAs

There are a lot of options available to our customers in terms of repayment schemes, and there are numerous advantages and disadvantages to these. So let us guide you through some of the Alternative Repayment Arrangements (ARAs).

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12th July 2017 @ 12:01 PM

Short Term Arrangements

In this week's article we discuss the advantages and disadvantages of short term arrangements that some lenders may be agreeable to after we negotiate with them on your behalf.

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