Roslynn Doherty is the founder and Director of The Financial Foundation. Since witnessing the hardships that families have been enduring since the Recession hit Ireland she felt a strong need to help alleviate the financial stresses and pressures that people are living with every day which led her to forming The Financial Foundation.
Roslynn has previously worked in the banking sector and it was there that she gained her knowledge of debt restructuring. She has completed her Professional Certificate in Residential Mortgage Arrears and is an Approved Product Advisor in Debt Management.
The key objective of The Financial Foundation is to negotiate with our clients’ creditors in a fair and transparent way with a view to keeping as many families as possible in their homes.
Our primary focus will be to negotiate long term arrangements on family homes where clients are in arrears and may be facing repossession. Our aim is to agree on a long term sustainable and affordable solution which is agreeable to both parties.
The examples of Restructures given on our Website are indicative of some of the resolutions being offered by our clients’ lenders. Each file is assessed on a case-by-case basis some of the given examples may not apply in your current situation
DH, Dublin - January 2017
For anyone that has ever gone to bed wondering if something happens to myself or my husband, where will my children live? To anyone that warms up the car and sets off to work to pay the mortgage. To anyone that has ever gone to the bank manager sent endless emails and never stopped trying.....well we became "someone". The Financial Foundation became our voice, when ours couldn't be heard. Assisted us, educated us and kept nudging us forward. When a home isn’t about the latest kitchen or the softest carpet but the security of a place for your children to grow, make friends and thrive. When us "someone" started to matter and the wheels started turning so did our lives, for the better. They did this for us.
We now have kept our home. We are now safe and making our payments. We are over the moon. There is simply not enough coverage about the work those girls do. We have all fallen on hard times and when your pride is dented or people may "judge" it can become a downwards spiral. We need to spread the word, make that call, tell a friend.....I will never be able to thank the Financial Foundation enough, especially Rosey for everything they have done. They don’t judge they don’t tar everyone with the same brush they deal with individuals. We are not and never will be millionaires but to me, our happiness is priceless. Thanks so much again for all you have done for us.
We are here to help families and individuals who are faced with mounting debts and face the possibility of losing their home.
We deal with all types of debt including secured and unsecured and will work with your creditors to find an affordable and sustainable solution agreeable to both parties.
We will negotiate on your behalf and dramatically reduce the level of calls and letters to you and will stay with you every step of the way.
We will collect all paperwork from you, prepare your Standard Financial Statement and deal with your creditors.
When we have determined your affordability to your creditors, we will prioritise your mortgage and secured debts and pay your unsecured creditors on a pro-rata basis.
We will explain all agreements to you in simple terms and ensure all agreements are finalised.
We will offer advice and guidance on your household budget and spending habits.