Fees & Charges

Our Fees

Initial Consultation

€100.00

Initial Deposit (to commence with customer file)
€250.00
1 x PDH (Private Dwelling House) and up to 5 Creditors
Advice and Negotiations
€1,245.00 (Inclusive of Initial Deposit)

1 x PDH (Private Dwelling House) and up to 10 Creditors

Advice and Negotiations
€1,595.00 (Inclusive of Initial Deposit)

Each Additional RIP (Residential Investment Property)

Advice and Negotiations
€250.00

Review Fee

Advice and Negotiations

€295.00

Success Fee

Payable if a Restructure is obtained, and includes verification of the final signed restructured paperwork signed off
€495.00
Additional Costs which may apply:
The following fees may be incurred should your lender decline our initial proposal:
  • To Lodge an Appeal in relation to their decision

€75.00

  • To Lodge a Formal Complaint

€75.00

  • To provide a letter for the Circuit Court

€50.00

  • To attend court with Client (Includes Travel & Expenses)

€100.00

  • To submit a complaint to the Financial Services Ombudsman

€150.00

Initial Deposit

Upon payment, Letters of Authority are issued to your creditors and the process commences
€250.00
Balance of fee
the remaining balance can be paid by Standing Order on a weekly, fortnightly or monthly basis until the fee is paid in full. We will do our utmost to put a specific plan in place to tailor each client. Upon payment of the balance, our proposals, including Standard Financial Statement and Statement of Means are issued to your creditors and the negotiations commence.
€995.00

Success Fee

Payable when a long-term arrangement / restructure are negotiated and includes verification of the final signed restructured paperwork signed off

€495.00

If a repayment plan proposed on your behalf is unsuccessful, there is no refund on fees

When the charges will be payable and how they can be paid is as follows:

Invoices will be sent when we are in receipt of your signed Customer Engagement Letter and we kindly request that payments are made in advance of the preparation of a Standard Financial Statement.

In more complex cases or cases with more than 10 creditors, the firm will need to charge additional fees and those fees will be clearly identified in writing prior to commencing your services.

We will be entitled to submit interim invoices for the Services and disbursement as work progresses. Invoices are payable within 30 days of presentation. We reserve the right to add interest at a rate of 2% a year over 3 month EURIBOR (Euro Inter Bank Offered Rate) for the time being, on any invoice that remains unpaid 30 days after presentation.

Payment of Invoices can be made by Cash and Cheque.

If a proposed Repayment Plan made on your behalf is unsuccessful, there is no refund on fees.

Documents Required

  • Photo ID
  • 3 months Bank Statements (Must be dated within the last 3 months and show a continuous 12 weeks of transactions)
  • 3 x most recent Payslips or P60
  • 3 x Social Welfare Slips
  • Last 3 years Audited accounts (Self-employed)
  • Latest Mortgage Statement (or most recent correspondence)
  • Recent correspondence from All Creditors (not utility bills unless in arrears)
  • Copy of Separation / Divorce Agreement where applicable

WARNING: YOU MAY STILL HAVE DEBT OUTSTANDING AFTER COMPLETING THE DEBT MANAGEMENT PROCESS

SOME RECENT RESTRUCUTRES

Check below for some of our most recent restructures for clients.

The examples of Restructures given on our Website are indicative of some of the resolutions being offered by our clients’ lenders. Each file is assessed on a case-by-case basis some of the given examples may not apply in your current situation

WARNING: YOU MAY STILL HAVE DEBT OUTSTANDING AFTER COMPLETING THE DEBT MANAGEMENT PROCESS